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Month in Review: November 2023
In November, I managed to come under my budget for the month.
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Month in Review: August 2023
Every month, I track my spending and share them openly here. In my Month in Reviews, I go over notable (and often discretionary expenses) for the month and reflect on some key areas of life tied to money, either directly or indirectly: career, health, relationships and personal growth. Spending Breakdown When I wrote about taking my career break a couple of months ago, I talked about how I was going to downgrade my lifestyle so that I could stick to the Break budget I’ve set for myself. It may have been a bit too idealistic because that didn’t actually happen in August. In August I spent about $4,000, which was…
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How I Saved $100,000 By 30
A couple of months after celebrating my 30th birthday, I celebrated a financial milestone that I didn’t think I would achieve by that age – having $100,000 saved up. I feel simultaneously proud and self-conscious writing about this milestone. Proud because it’s a pretty damn good achievement in my books. On the other hand, self-conscious because it doesn’t feel like that big of a deal when so many others have gotten to this number (or higher) quicker than I have. Because if you’ve read enough personal finance articles, you’ll know that saving $100,000 by 30 isn’t a new concept, and I suppose my perception has been skewed from reading too…
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My 2022 Annual Review
A breakdown of my expenses in 2022
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Month in Review: December 2020
I’ve got one last review to kick out for 2020 and that’s December’s expense report. I spent a total of $3,752.85 in December. Here's a breakdown.
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Month in Review: May 2020
Every month, I track my spending and share them openly here. In my Month in Reviews, I go over notable (and often discretionary expenses) for the month and reflect on some key areas of life tied to money, either directly or indirectly: career, health, relationships and personal growth. Writing these updates gives me helpful insights into my own life, and I hope they help you as well. By sharing my experiences with money, I also hope to encourage you to feel comfortable approaching your own finances and keep the conversation around money alive. Spending Breakdown Here’s how I spent my money in May: Groceries – S$338.68 My grocery bill exceeded…
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Month in Review: October 2019
As we hurtle towards the tail end of this year, I find myself taking stock of the four areas of life that I value; money, career, health and personal growth. Often, in the effort to progress in one area (eg: career) I end up sacrificing another (eg: health). It is a never-ending balancing act that I’m sure is a common human struggle. These month-in-reviews showcase these struggles. Ultimately, I hope you can find solace in the fact that we’re all going through shit together. Let’s get into it. Money Hitting the S$3k mark frequently in the last months has been a worrying trend. I expect that my privilege as a…
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Month in Review: August & September 2019
Hi folks, I am still alive. I know I haven’t been very active here and on social media, except lately. If you caught my hawker stall spam on Instagram Stories, that was the most posting I did recently. A lot has happened since I last updated. I feel like a broken record when I say “the last months have been a roller coaster ride”. It seems like I say that every month. I wonder if I just love to dramatize minuscule details of my existence a little too much. But like, it has been. A roller coaster ride. Just like the volatile global markets. Before we get into that, let’s…
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Month in Review: July 2019
Whatttttt is upppp y’alllll? July has been a heck of a month. A concoction of stress, falling ill, breakdowns, big news and happy moments made for an emotional rollercoaster ride. Ready for the shocker? Money Yes, your eyes do not deceive you. I spend over SGD8k this month. I don’t even want to convert that amount back to Ringgit. I guess I have some explaining to do, don’t I? Very well, here’s a breakdown of the significant expenses in descending order. Family – SGD 4,594.49 In my last monthly review (technically mid-year review), I went through my New Year list to cross off goals that seemed super unrealistic. One of…
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Mid-Year Review 2019
We are now at the halfway point of 2019. I am positive that all it took for us to get here was a blink of an eye. Money The first order of business is a budget update! I’ve cumulatively included both May and June expenses since I was on a hiatus. Over the past two months, my expenses in Singapore averaged SGD2,530 per month. There were many large one-off expenses that I made including: lending money to friends and family buying a book on Amazon (which is still stuck in customs!) converting SGD995.20 to MYR, which provided me with approximately RM3,000 for investing I also applied for a US visa….…
