• Month in Review

    Month in Review: October 2019

    As we hurtle towards the tail end of this year, I find myself taking stock of the four areas of life that I value; money, career, health and personal growth. Often, in the effort to progress in one area (eg: career) I end up sacrificing another (eg: health). It is a never-ending balancing act that I’m sure is a common human struggle. These month-in-reviews showcases these struggles. Ultimately, I hope you can find solace in the fact that we’re all going through shit together. Let’s get into it. Money Hitting the S$3k mark frequently in the last months has been a worrying trend. I expect that my privilege as a…

  • Personal Finance

    My 2018 Expenses and Income

      Some days ago I read a blog post from Suraya of Ringgit Oh Ringgit in which she reveals her annual income and expenses for the last year. I thought, “Hey, I’ll do that too!” Naive, little ol’ me thought that this was going to be an easy breezy fun post to write. I was sorely mistaken. I spent the whole weekend confronting the numbers that my year essentially boiled down to. The more I looked at them, the more anxious and afraid I became about sharing it with the world. It’s one thing to hold those numbers close to yourself but it’s a completely different thing to let other…

  • Saving Strategy,  Spending Strategy,  Travel

    I Traveled Six Weeks in Europe for RM14,000

    I’m having a hard time structuring this post. For one, my trip was long. I spent 45 days traveling through Europe. It’s hard to condense that into 1,500 words or less. Secondly, I am not sure how this post can help anyone budget their very own Europe trip. I’m not going to sit here and pretend that most people can afford an extended holiday, much less one that costs about five figures. Other people have done better than me at budgeting a backpacking trip to Europe. And at some really unbelievably low numbers. But I can honestly say my European trip was one of the most life-changing experiences that I’ve had. For…