• Personal Finance Guide

    COVID-19 and MCO Resources for Malaysians

    Our lives have changed drastically in such a short span of time and it can be overwhelming to deal with such a change. Some of us are lucky enough to still have our jobs, but there are large parts of our society that are now out of work. For some, having our children at home means that they’re not learning maths and science in school. For others, the inactivity and lack of social interaction can creep up on us and weigh on our emotions. And it’s also hard to keep up with all of the news surrounding COVID-19 and what you can do to help yourself and others during this…

  • Month in Review

    Month in Review: December 2019

    Well, happy new year folks! This one’s a little bit late but better late than never! My final month of 2019 proved to be one of the hardest months to keep my spending in check. Let’s dive in: Money Investment – S$5000 In December, my total cash outflow came up to about S$8600. This deceptively looks like I blew all my money away but a huge chunk was actually contributed to investments. Barring that particular outflow, my actual spending came up to about $4600 in December. It’s still a relatively high number because of the splurging I did around Christmas-time. Most of that splurging was done in KL as seen…

  • Month in Review

    Month in Review: October 2019

    As we hurtle towards the tail end of this year, I find myself taking stock of the four areas of life that I value; money, career, health and personal growth. Often, in the effort to progress in one area (eg: career) I end up sacrificing another (eg: health). It is a never-ending balancing act that I’m sure is a common human struggle. These month-in-reviews showcase these struggles. Ultimately, I hope you can find solace in the fact that we’re all going through shit together. Let’s get into it. Money Hitting the S$3k mark frequently in the last months has been a worrying trend. I expect that my privilege as a…

  • Mental Health,  Personal,  Personal Growth

    Self-Care Habits to Help Improve Your Well-Being

    The last few weeks have been trying times. My days go something like this: Wake up at 8 am (yes, that late), get ready, get to work by 9 am (yes, I live that close to work), work like a dog from 9 am until 6 pm non-stop, sometimes skipping lunch to hit the weekly KPIs, get home exhausted, throw some food together, eat while reading articles, then open up a new document, outline an article, write, check the time, go to bed at 12 am. Wash, rinse, repeat the next day. Needless to say, burnout is somewhere on the horizon for me. I’ve already had one breakdown about two…

  • Month in Review

    Month in Review: July 2019

    Whatttttt is upppp y’alllll? July has been a heck of a month. A concoction of stress, falling ill, breakdowns, big news and happy moments made for an emotional rollercoaster ride. Ready for the shocker? Money Yes, your eyes do not deceive you. I spend over SGD8k this month. I don’t even want to convert that amount back to Ringgit. I guess I have some explaining to do, don’t I? Very well, here’s a breakdown of the significant expenses in descending order. Family – SGD 4,594.49 In my last monthly review (technically mid-year review), I went through my New Year list to cross off goals that seemed super unrealistic. One of…

  • Month in Review

    Month in Review: March 2019

    March flew by before I even got a chance to enjoy it properly. Can you believe we’re already three months into the year? Let’s get to the good stuff first. Money I’m not satisfied about how my spending turned out for March because of one BIG mistake I made. Which was this tweet: I wrote that tweet on March 22…..and basically jinxed myself. Up until that point, my food expense totaled $170 or so. In the span of 9 days after that tweet, I managed to rack up a food bill of ANOTHER $170-ish causing that category to almost hit $400 for March. On top of that, I had an…

  • Month in Review

    Month in Review: February 2019

    Hello, readers! Hope you’re all well. I took a bit of a hiatus (unintentional) in February, mostly to deal with a stressful workload. Truthfully, I was also feeling uninspired, having a dreadful writer’s block. Consistency has always been a struggle for me, especially when my attention is spread very thin at the moment. How do some of y’all do it? Like, how do you juggle a job, all these side-hustles, write blog posts, exercise, meal prep, read, and have a social life without having a burnout from doing too much? Please message me your secrets, I’ll pay good money for ’em. I apologize for the social media absence as well.…

  • Month in Review

    Month in Review: January 2019

    A new year bears a lot of significance. A turning point, a change, a fresh start. We start the year vowing to work towards a better version of ourselves. And then reality sets in. While there are some fine cracks reappearing in parts of my life, at least I’m on track when it comes to my money goals this year. Here’s how I fared in January. Money The biggest expense in January was a loan repayment to a friend who kindly helped me out during my first month trying to settle in Singapore. I’m always grateful for people looking out for me because, well, call me a pessimist but I…

  • Month in Review

    Month in Review: October 2018

    Money It’s been a pretty chill month. It’s a bit unsettling that I’m starting to get used to seeing my monthly expenses hit the RM5k range. These days, the bulk of my monthly money drain goes to paying rent.  But I’ve reduced a lot of unnecessary expenses last month. Overall, I spent about RM5,211.58. My total spending last month is down by 15% compared to September. In September, I spent a lot to furnish my home. Nine months after moving into a new place, I finally bought a sofa and a fridge. Don’t judge me. In October, there wasn’t much spending for home upkeep, thank god. There’s a slight increase…

  • Mental Health,  Personal Finance Guide

    Costs of Mental Health Treatment in Malaysia

    Scrolling through my social media feed during World Mental Health Day last week, I saw an outpouring of support, articles, stories, and messages being broadcasted to the world. It got me feeling all warm and fuzzy inside to see us come a long way as a society. Just a few days ago, our Youth and Sports Minister brought up the importance of addressing mental health. Lately, I talk pretty candidly about my mental health. I get two opposing reactions when I do that. On one hand, there are those who resonate with me because they’ve gone through the same struggles. On the other, talking about mental health still makes people…