• Month in Review

    Month in Review: October 2019

    As we hurtle towards the tail end of this year, I find myself taking stock of the four areas of life that I value; money, career, health and personal growth. Often, in the effort to progress in one area (eg: career) I end up sacrificing another (eg: health). It is a never-ending balancing act that I’m sure is a common human struggle. These month-in-reviews showcases these struggles. Ultimately, I hope you can find solace in the fact that we’re all going through shit together. Let’s get into it. Money Hitting the S$3k mark frequently in the last months has been a worrying trend. I expect that my privilege as a…

  • Month in Review

    Month in Review: August & September 2019

    Hi folks, I am still alive.  I know I haven’t been very active here and on social media, except lately. If you caught my hawker stall spam on Instagram Stories, that was the most posting I did recently. A lot has happened since I last updated. I feel like a broken record when I say “the last months have been a roller coaster ride”. It seems like I say that every month. I wonder if I just love to dramatize minuscule details of my existence a little too much.  But like, it has been. A roller coaster ride. Just like the volatile global markets. Before we get into that, let’s…

  • Month in Review

    Month in Review: July 2019

    Whatttttt is upppp y’alllll? July has been a heck of a month. A concoction of stress, falling ill, breakdowns, big news and happy moments made for an emotional rollercoaster ride. Ready for the shocker? Money Yes, your eyes do not deceive you. I spend over SGD8k this month. I don’t even want to convert that amount back to Ringgit. I guess I have some explaining to do, don’t I? Very well, here’s a breakdown of the significant expenses in descending order. Family – SGD 4,594.49 In my last monthly review (technically mid-year review), I went through my New Year list to cross off goals that seemed super unrealistic. One of…

  • Month in Review

    Mid-Year Review 2019

    We are now at the halfway point of 2019. I am positive that all it took for us to get here was a blink of an eye. Money The first order of business is a budget update! I’ve cumulatively included both May and June expenses since I was on a hiatus. Over the past two months, my expenses in Singapore averaged SGD2,530 per month. There were many large one-off expenses that I made including: lending money to friends and family buying a book on Amazon (which is still stuck in customs!) converting SGD995.20 to MYR, which provided me with approximately RM3,000 for investing I also applied for a US visa….…

  • Month in Review

    Month in Review: April 2019

    April went by without much fanfare and as the days draw closer to my CFA exam, I bid farewell to my social life and hobbies. Somehow good for the wallet but not good for the soul. Money I’m fairly happy with my spending this month in Singapore. Like I said, the lack of social life has really helped keep expenses low. No extraordinary expenses popped up suddenly, but I did spend SGD 132 on a concert ticket (Troye Sivan this time) last week because I wanted to reward myself. I controlled my Grab expense as much as I could, I’m happy that I manage to bring it down a little…

  • Month in Review

    Month in Review: January 2019

    A new year bears a lot of significance. A turning point, a change, a fresh start. We start the year vowing to work towards a better version of ourselves. And then reality sets in. While there are some fine cracks reappearing in parts of my life, at least I’m on track when it comes to my money goals this year. Here’s how I fared in January. Money The biggest expense in January was a loan repayment to a friend who kindly helped me out during my first month trying to settle in Singapore. I’m always grateful for people looking out for me because, well, call me a pessimist but I…