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How I Saved $100,000 By 30
A couple of months after celebrating my 30th birthday, I celebrated a financial milestone that I didn’t think I would achieve by that age – having $100,000 saved up. I feel simultaneously proud and self-conscious writing about this milestone. Proud because it’s a pretty damn good achievement in my books. On the other hand, self-conscious because it doesn’t feel like that big of a deal when so many others have gotten to this number (or higher) quicker than I have. Because if you’ve read enough personal finance articles, you’ll know that saving $100,000 by 30 isn’t a new concept, and I suppose my perception has been skewed from reading too…
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Everything You Need To Know About The CFA Exams
What exactly is the CFA charter? How much does it cost to take the exams? And what do you need to consider if you’re thinking of enrolling in the program? Let’s get into it.
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Month in Review: November 2020
In November, I spent a whopping S$9,968.48. That’s ~400% higher than my average monthly expense. My two biggest expenses for the month were healthcare and insurance.
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Month in Review: October 2019
As we hurtle towards the tail end of this year, I find myself taking stock of the four areas of life that I value; money, career, health and personal growth. Often, in the effort to progress in one area (eg: career) I end up sacrificing another (eg: health). It is a never-ending balancing act that I’m sure is a common human struggle. These month-in-reviews showcase these struggles. Ultimately, I hope you can find solace in the fact that we’re all going through shit together. Let’s get into it. Money Hitting the S$3k mark frequently in the last months has been a worrying trend. I expect that my privilege as a…
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Month in Review: July 2019
Whatttttt is upppp y’alllll? July has been a heck of a month. A concoction of stress, falling ill, breakdowns, big news and happy moments made for an emotional rollercoaster ride. Ready for the shocker? Money Yes, your eyes do not deceive you. I spend over SGD8k this month. I don’t even want to convert that amount back to Ringgit. I guess I have some explaining to do, don’t I? Very well, here’s a breakdown of the significant expenses in descending order. Family – SGD 4,594.49 In my last monthly review (technically mid-year review), I went through my New Year list to cross off goals that seemed super unrealistic. One of…
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Month in Review: March 2019
March flew by before I even got a chance to enjoy it properly. Can you believe we’re already three months into the year? Let’s get to the good stuff first. Money I’m not satisfied about how my spending turned out for March because of one BIG mistake I made. Which was this tweet: I wrote that tweet on March 22…..and basically jinxed myself. Up until that point, my food expense totaled $170 or so. In the span of 9 days after that tweet, I managed to rack up a food bill of ANOTHER $170-ish causing that category to almost hit $400 for March. On top of that, I had an…
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Digital Marketing & Finance are More Similar than You Think
The topic of career change is endlessly fascinating to me. I wouldn’t say I’m a seasoned “working adult” but having hustled for money since I was 17, one could say I’ve been in the workforce for quite a while already. As much as I am inexperienced in the matter of drastic career changes, I think it’s safe to say that the transition will alway reveal interesting nuggets both about the working world and about yourself. I never intended to become a marketer. I’m still adjusting to that label since it replaced banker. The switch from banking to marketing is not as difficult as I initially thought. Sales and networking are…
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Month in Review: February 2019
Hello, readers! Hope you’re all well. I took a bit of a hiatus (unintentional) in February, mostly to deal with a stressful workload. Truthfully, I was also feeling uninspired, having a dreadful writer’s block. Consistency has always been a struggle for me, especially when my attention is spread very thin at the moment. How do some of y’all do it? Like, how do you juggle a job, all these side-hustles, write blog posts, exercise, meal prep, read, and have a social life without having a fucking burnout from doing too much? Please message me your secrets, I’ll pay good money for ’em. I apologize for the social media absence as…
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5 Digital Marketing Jobs You Can Do To Earn A Side Income
Over Chinese New Year, I returned to KL to meet up with friends and old colleagues for the festivities. One question that kept popping up was, “So, what do you do now?” That prompts me to go into a long spiel about how I’m working in digital marketing in Singapore. The next question would always be something like, “What is digital marketing exactly? Like what do you do in digital marketing?” What is Digital Marketing? Digital marketing encompasses a whole host of different products and services that cater to helping businesses get the most out of their online presence. It pairs traditional marketing techniques with technology and data. I won’t…
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Month in Review: January 2019
A new year bears a lot of significance. A turning point, a change, a fresh start. We start the year vowing to work towards a better version of ourselves. And then reality sets in. While there are some fine cracks reappearing in parts of my life, at least I’m on track when it comes to my money goals this year. Here’s how I fared in January. Money The biggest expense in January was a loan repayment to a friend who kindly helped me out during my first month trying to settle in Singapore. I’m always grateful for people looking out for me because, well, call me a pessimist but I…
