Over the last few months, I wrestled with the concept of asset allocation. In theory, this is a straightforward concept but in practice, I don’t take asset allocation into consideration when making investment decisions. What Is Asset Allocation? At some point in your investment journey, you might find yourself thinking, “There are just too many investment options out there, how do I choose the right one?” The answer is there shouldn’t be just ONE investment option that you should be putting your money into. Ideally, your investments should consist of a variety or a mix of assets that fit you. This mix is different for each individual.  Think of a…