I’ve got one last review to kick out for 2020 and that’s December’s expense report. I spent a total of $3,752.85 in December. Here's a breakdown.
Truth be told, I’m terrible at goal-setting. For most of my adult life, I’ve either: 1) not set any goals at all, 2) vaguely visualised goals in my mind, but never took actionable steps to see them through, or 3) set goals so unrealistic, fall very short of the mark as I tried to reach them, then, feeling discouraged, I’d abandon the effort altogether. Everything I’ve done up to this point in my life, such as getting good grades or saving money, unfortunately, wasn’t achieved through positive goal-setting. No. Instead, I achieved milestones out of sheer fear and panic that life would crumble right before my eyes if I didn’t.…