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Month in Review: May 2020
Every month, I track my spending and share them openly here. In my Month in Reviews, I go over notable (and often discretionary expenses) for the month and reflect on some key areas of life tied to money, either directly or indirectly: career, health, relationships and personal growth. Writing these updates gives me helpful insights into my own life, and I hope they help you as well. By sharing my experiences with money, I also hope to encourage you to feel comfortable approaching your own finances and keep the conversation around money alive. Spending Breakdown Here’s how I spent my money in May: Groceries – S$338.68 My grocery bill exceeded…
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How to Track Your Income and Expenses [With FREE Template]
If you don't know how to start managing your money, I suggest starting small and living by these 3 words: Track your expenses
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Month in Review: April 2020
Every month, I track my spending and share them openly here. In my Month in Reviews, I go over notable (and often discretionary expenses) for the month and reflect on some key areas of life tied to money, either directly or indirectly: career, health, relationships and personal growth. Writing these updates gives me helpful insights into my own life, and I hope they help you as well. By sharing my experiences with money, I also hope to encourage you to feel comfortable approaching your own finances and keep the conversation around money alive. Spending Breakdown It’s amazing how much I can save when I’m forced to trim down my spending…
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Month in Review: March 2020
Every month, I track my spending and share them openly here. In my Month in Reviews, I go over notable (and often discretionary expenses) for the month and reflect on some key areas of life tied to money, either directly or indirectly: career, health, relationships and personal growth. Writing these updates gives me helpful insights into my own life, and I hope they help you as well. By sharing my experiences with money, I also hope to encourage you to feel comfortable approaching your own finances and keep the conversation around money alive. Spending Breakdown I never thought I’d say this: The silver lining to enduring a global pandemic is…
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COVID-19 and MCO Resources for Malaysians
Our lives have changed drastically in such a short span of time and it can be overwhelming to deal with such a change. Some of us are lucky enough to still have our jobs, but there are large parts of our society that are now out of work. For some, having our children at home means that they’re not learning maths and science in school. For others, the inactivity and lack of social interaction can creep up on us and weigh on our emotions. And it’s also hard to keep up with all of the news surrounding COVID-19 and what you can do to help yourself and others during this…
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Portfolio Snapshot: Brace for Impact
Disclaimer: The views expressed in this post are my own opinions and does not constitute financial advice or a recommendation to buy or sell securities. Disclaimer 2: This is a stream of consciousness writing mess, so take from it what you will. I was 6 years old when the 1997 Asian Financial Crisis happened. I started college just as the global banking system collapsed in 2008. In 2013, the European debt crisis was at its tail-end when I started my first job. Even as I lived through 3 market collapses, I was too young and oblivious to comprehend their damaging effects. Though, I heard and read countless stories about those…
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Month in Review: February 2020
Every month, I track my spending and share them openly here. In my Month in Reviews, I go over notable (and often discretionary expenses) for the month and reflect on some key areas of life tied to money, either directly or indirectly: career, health, relationships and personal growth. Writing these updates gives me helpful insights into my own life, and I hope they help you as well. By sharing my experiences with money, I also hope to encourage you to feel comfortable approaching your own finances and keep the conversation around money alive. Spending Breakdown In January, I mentioned that I’m trying to budget more carefully this year. Unfortunately, things…
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How I’m Setting My Goals for 2020
Truth be told, I’m terrible at goal-setting. For most of my adult life, I’ve either: 1) not set any goals at all, 2) vaguely visualised goals in my mind, but never took actionable steps to see them through, or 3) set goals so unrealistic, fall very short of the mark as I tried to reach them, then, feeling discouraged, I’d abandon the effort altogether. Everything I’ve done up to this point in my life, such as getting good grades or saving money, unfortunately, wasn’t achieved through positive goal-setting. No. Instead, I achieved milestones out of sheer fear and panic that life would crumble right before my eyes if I didn’t.…
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Month in Review: January 2020
Every month, I track my spending and openly share them here. In my Month in Reviews, I go over notable (and often discretionary expenses) for the month and reflect on some key areas of life tied to money, either directly or indirectly: career, health, relationships and personal growth. Writing these updates gives me helpful insights into my own life, and I hope it does the same for you as well. By sharing my experiences with money, I also hope to encourage you to feel comfortable approaching your own finances and keep the conversation around money transparent and alive. Spending Breakdown Barely a month into 2020 and my budget has gone…
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How I Spent My Money in 2019
A little over a year ago, I moved to Singapore. Plenty happened since then, most of which was reflected in the way I spent my money in 2019. Challenges came with my move such as building a network of friends from scratch in a new city and finding an affordable place to rent. The biggest challenge was juggling my expenses both in Malaysia and Singapore. I was paying off my car in Ringgit but paying rent in SGD. I’d use my credit card to pay for a meal during a weekend in KL and then back in Singapore, I’d be scratching my head figuring out how to consolidate my expenses.…
