• Personal Finance Guide

    How To Calculate Your Economic Net Worth

    Do you know your net worth? I have to admit this question scares me. As someone who loves tracking her expenses and investments, I have long avoided actually calculating my net worth. Naively, I thought that by age 28 I would have accumulated a net worth worthy of someone who’s well on their way to financial independence. But that’s hardly the case anymore. Your Financial Net Worth The simple calculation for net worth is this: Take all the assets you own and subtract all the debt you have. Voila, you have the dollar value of what you are worth in this capitalistic society. Assets – Liabilities = Net Worth In…

  • Mental Health,  Personal Finance Guide

    Costs of Mental Health Treatment in Malaysia

    Scrolling through my social media feed during World Mental Health Day last week, I saw an outpouring of support, articles, stories, and messages being broadcasted to the world. It got me feeling all warm and fuzzy inside to see us come a long way as a society. Just a few days ago, our Youth and Sports Minister brought up the importance of addressing mental health. Lately, I talk pretty candidly about my mental health. I get two opposing reactions when I do that. On one hand, there are those who resonate with me because they’ve gone through the same struggles. On the other, talking about mental health still makes people…