Personal Finance Guide
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How I Saved $100,000 By 30
A couple of months after celebrating my 30th birthday, I celebrated a financial milestone that I didn’t think I would achieve by that age – having $100,000 saved up. I feel simultaneously proud and self-conscious writing about this milestone. Proud because it’s a pretty damn good achievement in my books. On the other hand, self-conscious because it doesn’t feel like that big of a deal when so many others have gotten to this number (or higher) quicker than I have. If you’ve read enough personal finance articles, you’ll know that saving $100,000 by 30 isn’t a new concept. And I suppose my perception has been skewed from reading too many…
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How to Track Your Income and Expenses [With FREE Template]
If you don't know how to start managing your money, I suggest starting small and living by these 3 words: Track your expenses
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COVID-19 and MCO Resources for Malaysians
Our lives have changed drastically in such a short span of time and it can be overwhelming to deal with such a change. Some of us are lucky enough to still have our jobs, but there are large parts of our society that are now out of work. For some, having our children at home means that they’re not learning maths and science in school. For others, the inactivity and lack of social interaction can creep up on us and weigh on our emotions. And it’s also hard to keep up with all of the news surrounding COVID-19 and what you can do to help yourself and others during this…
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How To Calculate Your Economic Net Worth
Do you know your net worth? I have to admit this question scares me. As someone who loves tracking her expenses and investments, I have long avoided actually calculating my net worth. Naively, I thought that by age 28 I would have accumulated a net worth worthy of someone who’s well on their way to financial independence. But that’s hardly the case anymore. Your Financial Net Worth The simple calculation for net worth is this: Take all the assets you own and subtract all the debt you have. Voila, you have the dollar value of what you are worth in this capitalistic society. Assets – Liabilities = Net Worth In…
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Costs of Mental Health Treatment in Malaysia
Scrolling through my social media feed during World Mental Health Day last week, I saw an outpouring of support, articles, stories, and messages being broadcasted to the world. It got me feeling all warm and fuzzy inside to see us come a long way as a society. Just a few days ago, our Youth and Sports Minister brought up the importance of addressing mental health. Lately, I talk pretty candidly about my mental health. I get two opposing reactions when I do that. On one hand, there are those who resonate with me because they’ve gone through the same struggles. On the other, talking about mental health still makes people…
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